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Contactless Payment - using it much?
Topic Started: Jun 2 2016, 08:20 AM (672 Views)
wrong cider 50
Paul Devlin
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Apparently it's the over 60's who are embracing this as much as anybody.

As a 60 something myself I've recently started using this more and more. My two favourite pubs now accept contactless, something I hadn't realised until I saw someone using it.

For me it's a very convenient way of paying, particularly in view of the fact that I have very arthritic fingers so handling coins and notes, particularly when being given change can be a right pain.

The first time I ever used contactless was on the London underground about 18 months ago. I just had to remember to swipe the card when exiting as well as when entering the underground system.

Saves no end of time too when buying stamps, posting parcels etc at the local post office.

Just waiting for the small Tesco to take it on board.





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Bart P. Cozner
Trevor Francis
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Not sure about it yet.

With my bank, you can only use it twice (or is it three times?) in a row before you have to use your PIN again.
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wrong cider 50
Paul Devlin
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Just copied this from the UK Card Association website

How many contactless transactions can take place before I’m required to enter my PIN?


Every contactless card has an in-built security check that requires you to enter a PIN after a number of consecutive contactless payments to verify you as the genuine cardholder.

The limit before a PIN is required varies between different card issuers and account types. Using a contactless card in a variety of environments for a Chip and PIN payment or withdrawing cash at an ATM will also reset the limit counter.

If the PIN is not entered correctly the card will be blocked.

My own experience ( with an HSBC contactless card ) is that I've been asked for my PIN on roughly 1 in 8 occasions that I've used contactless.
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Bart P. Cozner
Trevor Francis
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wrong cider 50
Jun 2 2016, 08:57 AM
Just copied this from the UK Card Association website

How many contactless transactions can take place before I’m required to enter my PIN?


Every contactless card has an in-built security check that requires you to enter a PIN after a number of consecutive contactless payments to verify you as the genuine cardholder.

The limit before a PIN is required varies between different card issuers and account types. Using a contactless card in a variety of environments for a Chip and PIN payment or withdrawing cash at an ATM will also reset the limit counter.

If the PIN is not entered correctly the card will be blocked.

My own experience ( with an HSBC contactless card ) is that I've been asked for my PIN on roughly 1 in 8 occasions that I've used contactless.
Well, I'm in Ireland, and as I say, my card requires a PIN after every 2 or 3 contactless transactions. Also, the maximum amount you can pay for in one go on contactless is €30 (only a few months ago, it was €15).

To be honest, I prefer to use the PIN.
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abblue
Frank Worthington
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Never used it.

I use, oh, err, what's that stuff called ... ? Oh yeah ...

CASH !
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pooley
The Icon
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It is great, but just a word of warning - the majority od chip and pin purchases contact your bank to establish available funds before authorising the transaction - contactless doesn't

therefore you can go over your overdraft limit and get in trouble - don't assume just because it works you have the funds available. As long as you know your available balance though your fine.

I love contactless - not so sure about apple pay though where you tap your phone (don't even need to get your card out) as I don't like websites saving my details
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